Have to complain here because it's not really worth calling someone at 9am to do it! LOL
18 months ago I had some dental work done. Even with insurance I couldn't cover the out of pocket cost so I hooked up with this place called CareCredit. They had the promo deal where they would wave the interest for 18 months. I figured I could pay it off in a year and a half so I signed up!
I lost track of time.......
So CareCredit emails me to let me know it's time to pony up my monthly payment and I noticed my balance was damn near what it was when I got the card!!!!! I pull up my statement and I got about $760 bucks worth of finance charges!!!! WTH? Thinking this was a typo or something I call the call center and see what's up. I got a few apologies and an explanation that my promo period was over and the $760 was the interest they been waiving all this time!! UGH!
It's my fault. I know it, but I don't have to like it! I feel like an ass! I had my balance over 1/2 way paid off and they put $760 back on that bitch!
Dammit! Dammit! Dammit! Dammit! Dammit!
Just when I thought working like a slave would allow me to stash some serious money away, stuff like this happens! *shm*
I could kick myself.
5 comments:
I bet that $3 a day I offered you to work in my sweatshop is looking pretty damn good now isn't it? Well now you're only getting $2.73 a day.
Losing track of time and forgetting something are always a danger in that situation. I'm pretty sure they expect it or at the very least strongly hope for it.
Come on now...times are hard I need that extra 27 cent per day! Well CareCredit does anyway! LOL!
I usually don't go for the "it's X bux for X months then goes to regular price" deals, but I thought I had this one. I slipped on my financial game, which is another reason I could kick myself, and CC will profit heavy for it! I bet this happens all the time and that you're right in that companies bank on you not paying it off in X amount of time.
Oh man. that sucks. well, just see what you can work out with them for monthly payments and get it done. That's the first thing. (((hugs)))
Yeah, I've pretty much decided that after this weekend all "play money" will be sent to them and I have to cut what I planned to save each month and just deposit a 1/4th of it :-(
That is what I plan on using when I get my final dental stuff done next month. Thanks for the heads up! LOL
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